How to Check Visa Card Validity

Way to Check Visa Card Validity

How to Check Visa Card Validity

Invalid Visa cards trick even seasoned merchants. Criminals tamper with the magnetic strip and alter the name and number appearing on the card. Quick or haphazard scanning allows crooks to purchase goods with fake or stolen cards. You can protect yourself against the misuse of Visa cards by taking a few simple steps that will allow you to check the validity of every Visa card presented to you.

Instructions

Things You'll Need

• Magnetic strip scanner

Suggest Edits

1. • 1
     Ask for a photo identification card. Match the name on the photo identification card with the Visa card. This will prevent many fraudulent Visa transactions.
   • 2
     Swipe the Visa card through the magnetic strip scanner. By using the scanner you will be able to quickly determine if the card is valid.
   • 3
     Wait for the authorization response from Visa. The response will be one of the following: Approved, declined, call, pick up and no match. Approved and declined responses appear for valid cards, although the latter means that Visa won't pay for the purchase. The other three responses usually indicate an invalid Visa.
   • 4
     Check the display terminal after an approval authorization. The number on valid Visa cards will match the number displayed on the terminal.
   • 5
     Ask the cardholder to sign the transaction receipt. Check the signature on the receipt to make sure that it matches the signature on the card. Invalid or stolen cards will have mismatched signatures.

Way to Check If a Credit Card Is Valid

Way to Check If a Credit Card Is Valid

 

 

Way to Check If a Credit Card Is Valid

 

The average American has four credit cards in their wallet according to a report listed on MSN Money. If you multiply this amount by the number of American consumers, the number of credit cards in circulation is immense. Some of these credit cards may not be valid due to expiration, deactivation or fraud. For a merchant, it is important to ensure a credit card is valid when using it to process a transaction. For a consumer, it is essential to only carry credit cards that are valid for making purchases.

Instructions

1. • 1
     Review the card details. Check the expiration date printed on the credit card to insure the card is still valid. To check against fraud, you can compare the signature on the back of the credit card with another signature card like a driver's license.
   • 2
     Compare the first digits on a credit card number to known standards per credit card issuer. For example, on a Discover credit card, ensure the first four digits of the credit card number are 6011. For a MasterCard, the first digits should be 51, for Visa the number should begin with a 4, for American Express the first numbers should be 34, and for Diner's Club the card should begin with 300.
   • 3
     Ensure the numbers of digits in a credit card number are correct. Diner's Club credit cards should have 14 digits, American Express cards should have 15 numbers, a Visa credit card should have 13 or 16 digits, a MasterCard should contain 16 digits and a Discover Card should have 16 numbers.
   • 4
     Perform a check digit calculation based on the Luhn algorithm. For a credit card that has an odd number of digits, multiply every other unit number by 2, starting with the second digit in the card number. For any total that is 9 or greater, subtract the number from 9. Add up the individual numbers in the card and the total should be divisible by 10 for the card number to be valid. The same calculation can be done for a card with an even number of digits. Instead of starting with the second digit for doubling, you start with the first digit on an even numbered card.
   • 5
     Try to process the card through a credit card terminal. Most invalid credit cards will not successfully process a transaction based on the electronic response received when attempting the transaction. You may need to contact your credit card processor to decode any error response you receive on the terminal

Best way to Validate Credit Card Information

Best way  to Validate Credit Card Information

Best way  to Validate Credit Card Information

When making purchases over the Internet (or over the phone) you often must validate your credit card information. You can see the 16-digit code on the front of the card, but there is additional information that confirms the card is legit and you are its owner.

Instructions

1. • 1
     Provide complete billing information on the online form, including the billing address. Add a separate billing address if different from your mailing address.
   • 2
     Include the telephone number and full name as it appears on the credit card account. Without the same information the online retailer may void the transaction.
   • 3
     Type in the expiration date located on the front of the card.
   • 4
     Add the three-digit code on the back right side of most credit cards, such as Visa and MasterCard. The American Express card has a four-digit number on the front of the card

How to Make Legit Money on the Internet

How to Make Legit Money on the Internet

 

Though many scams exist that promise millions, you can also find legitimate ways to make money on the Internet. Like with any type of work or even side business, you'll need to devote time to developing your online money-making plan. In some cases, you may have to spend money to get set up, such as with a website. In others, such as making money with revenue-sharing, you don't need any startup money at all.

Instructions

1. • 1
     Set up an informative blog website devoted to a specific topic. A themed blog that contains helpful information on a topic can attract visitors, make them want to return and help establish your website as an authority on the subject. You can use online tools, such as Google Trends or Yahoo Buzz, to look for popular topics on which you may want to create your blog. Once the website is set up, joining advertising networks can bring in revenue from ads that the network displays on your site. Advertising networks include Google AdSense, Clicksor, Bidvertiser, Chitika and Kontera. When visitors click on these ads, you earn a certain amount of the advertiser's revenue and are paid at a set time every month, depending on the pay cycle set by the advertising network.
   • 2
     Set up a legitimate freelancing business if you have some skill or can provide services to clients in some way. You can freelance in virtually any area in which you're skilled or have professional expertise, including Web or graphic design, secretary or telemarketing work, sales or website copy writing, consulting or counseling. Freelance websites, such as Guru, Elance and oDesk, allow freelancers to sign up and create profiles so that potential employers and clients can find them. You can also set up your own website to showcase your work and provide a way for clients to order services and communicate with you.
   • 3
     Post content to revenue-sharing websites. Revenue-sharing websites allow members to create content, such as articles or videos, and post the content to the revenue-sharing site. Examples of these sites include Squidoo, HubPages, Flixya, Triond and Helium. The revenue-sharing site earns money from advertisements that it displays on the same pages as the member's content. As a member, you receive a certain percentage of the this revenue, dependent on the terms the site offers. Revenue-sharing sites often pay on a weekly or monthly basis. Your accumulated earnings are often deposited to your PayPal account, or you are sent a check.

Legit Ways to Make Money Online With Free Startup

Legit Ways to Make Money Online With Free Startup

 

• At no other time in history have there been so many options for the low-budget entrepreneur to build his own start-up business at very low or even no cost involved. The facilitator to this new business climate is the Internet. While scams and shady characters still inhabit this venue, there are several legitimate ways to make money online. Keep in mind that, generally speaking, the less money invested in the start-up, the more effort will be required to make it successful.

Affiliate Marketing

• Affiliate marketing is now a fully developed industry with millions of dollars being paid to affiliates each month. For those not completely sure how it works, an affiliate is simply a person who signs up to promote a product or service for someone else. You are paid a percentage of the sale, sometimes as much as 75 percent. You will be given a unique hyperlink to place on your sales page that lets the publisher know where the visitor came from. Once you're signed up as an affiliate, you need a website (nothing more than a single page sales letter) and manner to drive traffic (article marketing is an effective, free way to do this). For your Web real estate, there are several companies that provide free space and hosting for your purposes.

Blogging

• Blogging for money is even less complicated than affiliate marketing, which isn't that complex itself. The advantage to blogging is you get to write about stuff you're actually interested in. There are several perfectly legitimate companies that provide both the online blogging interface and hosting at no charge. Setting up your initial website should be a breeze, even if you're not technically adept. You should be up and running in a matter of minutes and certainly no more than an hour. For starters, you can install a Google AdSense bar on your blog for free. Any time a visitor clicks an advertisement, you get paid anywhere from a few cents to a few dollars, depending on the type of ad. Over time, as you post more entries on your topic, your blog will begin to show in search engine rankings, which drives traffic to your site. Article marketing also works well for creating a traffic flow.

Info Products

• ClickBank is the granddaddy of informational products distribution. Visit its website to get an idea of the vast breadth of topics that info products can be created about. A ten page "special report" could be sold for perhaps $7, while longer works regularly sell for anywhere from $19 to $99. The key to keep in mind is that you're not trying to emulate Hemingway. People buy info products because they want a solution to a problem in their life. Deliver that solution and you'll sell a bunch. While it costs $50 to set up an account and sell a product on ClickBank, there are other free options that will host your download, and provide credit card and order processing services for a fee per order.